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Whether you're aiming for a lower rate, accessing cash, or exploring a home equity loan, kick off your refinancing journey right here

Ozi Erdogan is a dedicated and knowledgeable mortgage loan officer with a passion for helping clients achieve their homeownership dreams.
With a customer-first approach, Ozi focuses on providing personalized mortgage solutions tailored to each client’s unique needs.
Whether you’re buying your first home, refinancing, or exploring investment properties, Ozi is committed to making the process smooth, transparent, and stress-free.
Reach out to Ozi today for expert guidance on your mortgage journey.
Quickly estimate your monthly mortgage payment—including property taxes, homeowners insurance, and mortgage insurance—to give you the full picture.
Ozi Erdogan is a dedicated and knowledgeable mortgage loan officer with a passion for helping clients achieve their homeownership dreams.
With a customer-first approach, Ozi focuses on providing personalized mortgage solutions tailored to each client’s unique needs.
Whether you’re buying your first home, refinancing, or exploring investment properties, Ozi is committed to making the process smooth, transparent, and stress-free.
Reach out to Ozi today for expert guidance on your mortgage journey.
At AMS Mortgage, our journey with you begins with a personalized discovery process. Our team is dedicated to guiding you through a mortgage process customized just for you.
We specialize in making first-time home buying a breeze. From loan programs to down payment assistance, we make the journey to home ownership stress-free.
Our top priority is keeping you well-informed during the loan process. Our Concierge Mortgage Program ensures a seamless experience.
© 1992-2025 AMS Mortgage Services, Inc. NMLS#20843. All rights reserved. For more information, call 973-276-1226. NOT AFFILIATED WITH AMS MORTGAGE SERVICING, we are a mortgage origination company and do not service, collect or modify mortgage loans.
AMS Mortgage Services is a MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.